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Innovation with personal finances
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Learn to Be Innovative with Your Money

For businesses, innovation helps a brand or products stand out, which in turn drives down competition and propels revenue. But thanks to evolving laws, a flood of new apps and a modern economy, innovation isn’t just for startups, Fortune 500…
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A gamble or good bet? Company bringing job-loss insurance back to Colorado

Originally published by The Denver Post on March 8, 2019. By: Aldo Svaldi Worried your job might be on the brink? A Wisconsin insurer is providing policies in Colorado that will provide a lump sum payout above and beyond traditional unemployment…
Health care savings tips
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6 Tips for Saving Money on Health Care Expenses

There’s deliberate rationale behind the fact that Americans are paying more and more out-of-pocket costs for their health care. With high-deductible health plans, insurers and employers are asking consumers to share in the cost of their own…
Man asking crazy job interview questions
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Crazy Job Interview Questions: Why Employers Ask Them and How to Prepare

If you have been though several job interviews already, you’ve probably heard the same—or very similar— interview questions many times over. You may even be at the stage where you can predict and prepare for the most common job interview…
Young people saving money in library
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Let Your Library Save You Money

If you think books are the only thing in public libraries, it’s time you visit your own. Far from the stereotypical impression of cavernous spaces filled with rows of dusty books, public libraries are dynamic, community spaces filled with…
woman with financial confidence
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The Surprising Link Between Confidence and Money

New research shows many people feel unsure about their financial knowledge—even when their knowhow isn’t all that bad.  Whether asked about financial planning and budgeting or investments in the macro-economy, for example, a 2017 Canadian…
Man checking subscription model services on phone
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The Financial Pitfalls of Subscription Model Services

Quick! Name all the subscription-based services you are currently signed up for. Netflix or Hulu? Amazon Prime? How about software or online storage services like Microsoft, Dropbox or Google Cloud? Are you paying an annual fee to access…
20 Cheap Date Ideas Infographic
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20 Ways to Romance Your Sweetheart without Breaking the Bank

These 20 cheap date ideas will help you have loads of fun without breaking the bank! These ideas are free or less than $15. Waltz Down Memory Lane Get out your photobooks from your honeymoon, your wedding or even before you were…
Promissory note for a friendly loan
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How to Write a Promissory Note for a Friendly Loan

No one feels good about asking a friend or family member for a loan. Whether due to poor planning, bad luck or some combination of the two, finding yourself in financial trouble feels bad enough. Having to reveal your problems to a loved one,…
Woman negotiating bills
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Money Scripts: Negotiate Your Internet, Cable & Phone Bills

Unhappy with your internet and cable providers? Join the club. Earlier this year, Consumer Reports surveyed more than 176,000 of its members and learned that telecom customers—paying a median of $186 per month for TV, internet and home phone…
Couple dancing to avoid winter blues
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5 Cheap Activities Proven to Help You Avoid the Winter Blues

No matter where you live in the northern hemisphere, the onset of winter means shorter days and far away dreams of summer vacations. For those who live above the 40th parallel, ice storms and slow-to-melt springs can wear on even the most devout…
Family on vacation
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SMART Strategies to Save Up for Something Big

Saving up for something big—or just working to pay down a debt—can feel like an overwhelming task, especially at the outset. As with most big goals, standing on the bottom of the proverbial mountain and looking up past the clouds is just…
Man looking at phone doing a financial cleanse
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Rid Yourself of Costly Toxins with a New Year’s Financial Cleanse

Ever tried a detox diet, fasting or a cleanse? Touted by celebrities and health gurus alike, reducing your dietary intake for a set amount of time is believed by some to bring big benefits that range from enhanced mental and spiritual clarity…
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America’s 17 Most In-Demand Jobs (and What They Pay)

The Bureau of Labor Statistics projects these 17 occupations will have the most new jobs in the next eight years. If you want to be in demand, consider one of these professions! There is no shortage of “help wanted” ads for these…