Credit cards: How to negotiate with your credit card company
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How (and What) to Negotiate with Your Credit Card Company

Most credit card holders think that late fees, annual charges, and interest rates are set in stone. Yet a 2017 survey by CreditCards.com found that 84% of cardholders who picked up the phone and asked for better terms were told “yes.” When negotiating with credit card companies, it helps to have a strong credit history […]

Dressing for a job interview
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Dressing for a Job Interview: What “Professional” Looks Like

When it comes to what to wear to a job interview, is it better to blend in or stand out? Is it smarter to spend big bucks on one item or budget your way through to have more options? Wardrobe consultant and personal stylist Lisa Barry offers services like image consulting, closet editing, and personal […]

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2018 Financial Health Leaders Podcast Series: Safety Net, LLC

Originally published on CFSI on April 5, 2018 We’re happy to announce our new 2018 Member-Exclusive Financial Health Leader’s Podcast Series, spotlighting member companies that are measuring financial health.  Listen in as we hear how Rich Fischer, Director of Innovation at Safety Net, LLC, a startup company fully owned by CUNA Mutual is using the CFSI […]

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Financial Literacy Month: It’s Not Just Money, It’s Your Life

Imagine your spouse of 30 years dies suddenly of a heart attack, and amid your fog of grief, you don’t realize you haven’t paid your power bill for three months. The power company is threatening to shut your lights off, and you don’t have the money because you drained your savings account to pay for […]

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Madison Insuretech Startup SafetyNet Preps for National Expansion

Originally Published on WisconsinInno By Katherine Davis More than half of Americans have less than $1,000 in their savings accounts, an alarming statistic that shows the reality of how many people aren’t prepared for a day when they might unexpectedly fall on financially hard times. Many Americans have access to health, home and automobile insurance, but what […]

16 Reasons You Need an Emergency Fund
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16 Reasons You Need an Emergency Fund

1. Job Loss Whether you are unexpectedly laid off or fired, or you have to leave a job for personal reasons, living without a paycheck is extremely stressful. You need a stash of cash to make ends meet between jobs. 2. Hours or Salary Cut Maybe you still have a job, but your salary or […]

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9 Boring Habits That Will Make You Rich

Originally published on moneytips.com on March 29, 2018 The idea of being rich appeals to most of us. What’s not to like about a world where your only money trouble is how to spend it? Plus, in a world where money is plentiful, you’re free to do all kinds of exciting things most of us […]

Woman at a computer who owes taxes
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What to Do When You Can’t Pay Your Taxes

1. File on time. This can be the hardest step—and the most important. The IRS charges penalties for failure to file taxes and for failure to pay them. Avoid the late-filing fee, even if you can’t pay what you owe. For 2018, tax returns are due on April 17, which gives you two additional days […]

College Savings Plans
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Paying for Your Child’s College: Get Higher Returns on Higher Education

If you have any doubts that a college degree is an investment in your child’s financial wellbeing, these statistics should put them to rest. According to CollegeBoard’s most recent study, a person with a bachelor’s degree can expect to earn 66% more in wages over a lifetime than someone with only a high school diploma. […]

woman negotiating medical bills
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Six Questions to Ask When Negotiating Medical Costs

Whether you’re between jobs, experiencing other financial hardship, or just have more medical bills than your emergency fund can provide for, you should know medical providers are very likely to be able to offer you a discount or even entirely waive your costs. The fact is, according to a Kaiser / New York Times survey, […]