Dog in cone of shame: Reasons to buy pet insurance
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7 Reasons to Buy Pet Insurance

Lots of Americans own pets—more than half of us, in fact. When it comes to dogs and cats alone, 36.5% percent of Americans owned dogs in 2012 and 30.4% owned cats—and for good reason. Beyond being Facebook-worthy adorableness, pets bring indisputable health benefits to their owners, including stress reduction and heart disease prevention. We pay […]

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SafetyNet Review from Bud, a Real Disability Insurance Customer

Video Transcription of SafetyNet Review Bud, a Real SafetyNet™ Customer: Have you heard Bud’s story? As I’m getting the ground ready for gardening I twisted my hip It was a pain that I hadn’t felt before…to the point where I really couldn’t walk. I had a total hip replacement. So then we realized I’m not […]

State of Savings in Mississippi
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The State of Savings: Mississippi

Today, even though the U.S. unemployment rate is the lowest it has been since the year 2000, millions of people in the U.S. are living paycheck to paycheck and struggling to find financial stability. The economy is strong, and people feel secure in their jobs, yet the majority of people simply do not have enough […]

Lend money to friends and family
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How to Lend Money without Ruining Your Relationship: 6 Questions to Ask Yourself

While the labor force continues to grow, Bankrate’s most recent Financial Security Index survey reveals that the savings rate Americans continues to trend downward. In January, only 39% of people surveyed said they had enough in their savings account to cover an unplanned expense of $1,000 (this was especially true for those making less than […]

Money and happiness: Father and son
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The Relationship Between Money and Happiness: Can Your Income Solve Your Problems?

We may have been told that money can’t buy happiness, but research shows that for most of us—at least up to a point—the two really are linked. In January 2018, the journal Nature Human Behavior published a study that that says individuals reach a point of “income satiation” when they earn between $60,000 and $75,000 […]

Profitable garage sale
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Tips for a Profitable Yard Sale: Make Sure It Will Be Worth the Effort!

A yard sale offers the allure of profitable decluttering—what better way to clear out all your unneeded sports equipment and gently used furniture than to sell it all to happy buyers! If you’re not realistic, however, you may just be left with handful of small bills, piles of remaining items you now need to donate, […]

Man returning to work after 60
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Returning to Work after 60? You’re Not Alone

Recent research reveals that more and more Americans are returning to work after retiring from their primary careers. In fact, in 2016 more than 18% of Americans 65 or older were employed—the majority of them full-time. That number was up 6% from just 6 years earlier. As reported by The New York Times, some seniors […]

Woman asking for a raise
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Money Script: How to Ask for a Raise

Receiving a raise can be one of the easiest ways to increase your savings. Even if you invest just half of the monthly increase into your emergency fund, your retirement account, or your children’s college account, you are on your way to greater financial wellbeing without much more effort on your end. Prior to President […]

energy saving tips: Turn down your thermostat
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Energy Saving Tips for Your Home: A Powerful Way to Save Money!

Looking to save money? The answer might be right at home. According to research by the Environmental Protection Agency, the average American household spends $2,000 on energy costs each year, with nearly 30% of those costs spent on appliances, lighting, and electronics. When you realize that more than 10% of that amount goes to lighting […]

Student looking at computer at student loan debt
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Could Your Student Loans Be the Key to Building Your Emergency Savings?

It’s not hard to believe that people who have managed to set aside money in case of emergencies enjoy a greater sense of “financial wellbeing.”  Freedom from worrying about the “what ifs” and a sense of pride in achieving a monetary goal would make anyone feel good. In reality, however, barely half of Americans have […]