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Rethinking Traditional Money Timelines

Nontraditional families and money timelines

Nontraditional Families Need Nontraditional Financial Support American families have changed dramatically over the past several decades—and so have their finances. While growing up in a nuclear family may have once been the norm, today’s children are far more likely to be raised in what researchers call “blended,” “fluid,” or “complex” family structures. As cited by […]

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7 Reasons to Buy Pet Insurance

Dog in cone of shame: Reasons to buy pet insurance

Lots of Americans own pets—more than half of us, in fact. When it comes to dogs and cats alone, 36.5% percent of Americans owned dogs in 2012 and 30.4% owned cats—and for good reason. Beyond being Facebook-worthy adorableness, pets bring indisputable health benefits to their owners, including stress reduction and heart disease prevention. We pay […]

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SafetyNet™ Job Loss and Disability Insurance Launches in Mississippi

Happy family in grass

Originally published on Globe News Wire on July 18, 2018 With more than 60 percent of Mississippi residents experiencing stress over paying bills, SafetyNet offers increased peace of mind over financial security MADISON, Wis., June 18, 2018 (GLOBE NEWSWIRE) — SafetyNet, the insurance program that provides workers with an immediate lump-sum payment following an unexpected layoff, […]

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How to Lend Money without Ruining Your Relationship: 6 Questions to Ask Yourself

Lend money to friends and family

While the labor force continues to grow, Bankrate’s most recent Financial Security Index survey reveals that the savings rate Americans continues to trend downward. In January, only 39% of people surveyed said they had enough in their savings account to cover an unplanned expense of $1,000 (this was especially true for those making less than […]

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The Relationship Between Money and Happiness: Can Your Income Solve Your Problems?

Money and happiness: Father and son

We may have been told that money can’t buy happiness, but research shows that for most of us—at least up to a point—the two really are linked. In January 2018, the journal Nature Human Behavior published a study that that says individuals reach a point of “income satiation” when they earn between $60,000 and $75,000 […]

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Tips for a Profitable Yard Sale: Make Sure It Will Be Worth the Effort!

Profitable garage sale

A yard sale offers the allure of profitable decluttering—what better way to clear out all your unneeded sports equipment and gently used furniture than to sell it all to happy buyers! If you’re not realistic, however, you may just be left with handful of small bills, piles of remaining items you now need to donate, […]

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Returning to Work after 60? You’re Not Alone

Man returning to work after 60

Recent research reveals that more and more Americans are returning to work after retiring from their primary careers. In fact, in 2016 more than 18% of Americans 65 or older were employed—the majority of them full-time. That number was up 6% from just 6 years earlier. As reported by The New York Times, some seniors […]

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Money Script: How to Ask for a Raise

Woman asking for a raise

Receiving a raise can be one of the easiest ways to increase your savings. Even if you invest just half of the monthly increase into your emergency fund, your retirement account, or your children’s college account, you are on your way to greater financial wellbeing without much more effort on your end. Prior to President […]

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Energy Saving Tips for Your Home: A Powerful Way to Save Money!

Father and son - energy saving tips

Looking to save money? The answer might be right at home. According to research by the Environmental Protection Agency, the average American household spends $2,000 on energy costs each year, with nearly 30% of those costs spent on appliances, lighting, and electronics. When you realize that more than 10% of that amount goes to lighting […]

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Could Your Student Loans Be the Key to Building Your Emergency Savings?

Student looking at computer at student loan debt

It’s not hard to believe that people who have managed to set aside money in case of emergencies enjoy a greater sense of “financial wellbeing.”  Freedom from worrying about the “what ifs” and a sense of pride in achieving a monetary goal would make anyone feel good. In reality, however, barely half of Americans have […]