Entries by Chris Sonnenburg

, , ,

Money Scripts: Negotiate Your Internet, Cable & Phone Bills

Unhappy with your internet and cable providers? Join the club. Earlier this year, Consumer Reports surveyed more than 176,000 of its members and learned that telecom customers—paying a median of $186 per month for TV, internet and home phone services—weren’t too happy about their service. But the survey also uncovered some good news. Of the […]

, , ,

Rid Yourself of Costly Toxins with a New Year’s Financial Cleanse

Ever tried a detox diet, fasting or a cleanse? Touted by celebrities and health gurus alike, reducing your dietary intake for a set amount of time is believed by some to bring big benefits that range from enhanced mental and spiritual clarity and improved circulation to a general feeling of lightness and rejuvenation. Given the state of […]

, , , , ,

The Gift of Insurance: Financial Peace-of-Mind Wrapped in a Bow

If you’ve got loved ones out in the working world, consider forgoing the gift cards, fancy phones, and high-tech appliances this holiday season. Instead, give them something you won’t find in any store: financial peace-of-mind. SafetyNet® job loss insurance provides just that. Created for workers with a less-than-hefty savings account, it’s an inexpensive solution to […]

, , , ,

Should I Get a Payday Loan? Beware the High Cost of Short-Term Loans

Unexpected costs are a fact of life. Accruing debt to payday lenders doesn’t have to be. It seems to be a reasonable solution, at least on the surface. You’ve got a chunk of money due right now and a paycheck coming your way in the next couple of weeks. What’s the harm in borrowing that […]

, ,

How to Lend Money without Ruining Your Relationship: 6 Questions to Ask Yourself

While the labor force continues to grow, Bankrate’s most recent Financial Security Index survey reveals that the savings rate Americans continues to trend downward. In January, only 39% of people surveyed said they had enough in their savings account to cover an unplanned expense of $1,000 (this was especially true for those making less than […]

,

Financial Coach Peggy Olive Helps Clients with Their Dreams, Goals and Challenges

Financial Capability Specialist Peggy Olive has talked with thousands of people about their money. Whether coaching, counseling or training others to be financial coaches, Olive is driven by the same purpose: to help people align their money with their values. Financial coaches are a relatively new option for people looking to gain a better handle […]

, ,

Managed to Amass an Emergency Expense Fund? Congratulations! Here’s How to Keep It

If you’ve succeeded in setting aside a chunk of change to cover those inevitable-yet-unexpected “expense shocks,” congratulations! You’re doing better than most. According to the Federal Reserve Board’s Survey of Household Economics and Decision Making (SHED), barely half of Americans have an extra $400 at their disposal the event of, say, a car repair or […]