Looking for a new job can sap your self-esteem like nothing else. On average, a job search takes an excruciating 43 days (just over 6 weeks). But depending on your industry, the state of the economy and the type of job you are looking for, it can take even longer. Applying for dozens of jobs […]
We may have been told that money can’t buy happiness, but research shows that for most of us—at least up to a point—the two really are linked. In January 2018, the journal Nature Human Behavior published a study that that says individuals reach a point of “income satiation” when they earn between $60,000 and $75,000 […]
A yard sale offers the allure of profitable decluttering—what better way to clear out all your unneeded sports equipment and gently used furniture than to sell it all to happy buyers! If you’re not realistic, however, you may just be left with handful of small bills, piles of remaining items you now need to donate, […]
Looking to save money? The answer might be right at home. According to research by the Environmental Protection Agency, the average American household spends $2,000 on energy costs each year, with nearly 30% of those costs spent on appliances, lighting, and electronics. When you realize that more than 10% of that amount goes to lighting […]
When the U.S. economy took a plunge back in 2008, the amount of money Americans spent eating out took a parallel plunge. But since 2010, that number began to rise once again. In fact, it surpassed 2007’s previously highest dollar amount just 2 years later. We get it. Eating out is convenient: there’s little planning, […]
Originally published on moneytips.com on March 29, 2018 The idea of being rich appeals to most of us. What’s not to like about a world where your only money trouble is how to spend it? Plus, in a world where money is plentiful, you’re free to do all kinds of exciting things most of us […]
Plenty of studies confirm what you already know: involuntary unemployment is terribly difficult. Beyond having to skimp on luxuries, revise your budget, update your resume, and polish your job interview skills, finding yourself out of a job is likely to negatively impact your health. Still, there is at least one thing you can do that […]
Heart attacks, stroke, hypertension, arthritis. These are just a few of the chronic or fatal illnesses people are more likely to experience in the months or even years after being laid off. While it doesn’t take a scientist to know that finding oneself out of a job is a terrible feeling—even traumatic—new research quantifies that […]
Originally published on the HuffingtonPost on Dec. 11, 2017 Last year, the average American who took on new debt during the holidays came out an additional $1,003 in the red. Most of those who took on new debt didn’t plan to and weren’t able to pay it off for the next several months, if at all. […]
If you’ve recently been laid off, perhaps the last thing you want to do is get up at dawn, put on your suit and commute across town to “speed network” with a bunch of strangers to talk about the fact that you are currently unemployed. Depending on your personality, you may love or hate networking. […]
CUMIS Insurance Society, Inc.
