How to be prepared when financial disaster strikes.

Woman puts coin in piggy bank: How to Change Bad Financial Habits
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From Small Change to Big Bucks: Resolve to Fix Your Bad Financial Habits

There are lots of ways to save money. Most, if not all of them, require some degree of steadfastness and discipline. You can resolve, for example, to hold off buying yourself any new clothing or housewares for a set period of time. You could pledge to never buying coffee or water out or tossing all […]

Free Financial Resources & Tools
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SafetyNet Now Connects You to Free Financial Resources

We can’t change the way the world works. Emergencies will always occur. Bad things will always happen to good people. But we can change the way that the world helps everyday, hardworking people get through tough times. Our mission at SafetyNet™ is to improve the financial well-being of millions of hard-working Americans by developing innovative […]

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Help, I’ve Been Laid Off! What to Do Right Now if You’ve Just Lost Your Job

Cool it. Take a breath. Count to 10. Don’t storm out. You’re going to need to think and act—fast—about some important things including health insurance, unemployment benefits, severance pay and references. If you can, take a brisk walk or do jumping jacks in the bathroom. Call a friend. Sit at your desk and massage these […]

Financial First Aid Kit: Florida Hurricane flooded streets
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Emergency Funds for Natural Disasters: What’s in your Financial First Aid Kit?

You’ve likely read recent headlines estimating that Hurricane Harvey will turn out to be the costliest disaster in U.S. history to date. In fact, it seems every week we are reading new headlines about the devastating costs due to hurricanes, earthquakes, floods and more. And if history is any indication, they will keep coming—after all, […]

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New Survey Finds 42% of Wisconsinites Have Just $1,000 or Less in Savings

Originally Published in Business Wire on Sept. 20, 2017 SafetyNet survey uncovers significant gaps in Wisconsin worker’s financial preparedness MADISON, Wis.–(BUSINESS WIRE)–As Americans struggle to keep up with rising expenses, such as rent, healthcare and monthly costs of living, putting money into a savings account often times falls to the wayside. That is especially true […]

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Mark Greene: Despite low unemployment, Wisconsin workers on a precipice

Originally Published in The Cap Times on Sep. 1, 2017 By Mark Greene | SafetyNet director of innovation and product development Recent talk of Wisconsin’s economic landscape tends to focus on our ability to attract business, the wisdom of incentives and associated implications on taxpayers or the number of jobs created. To be sure, finding […]

Apply for unemployment in Wisconsin tips: Job search
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Applying for Unemployment Insurance in Wisconsin? 6 Tips to Get You Started

Well, no one said it would be easy. Losing your job, that is. Turns out applying for Unemployment Insurance (UI) is no walk in the park either. In order to ensure that the right people receive the right support, the U.S. Federal-State Unemployment Insurance Program, financed through federal and state payroll taxes, is less like […]

Woman getting financial coaching
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Financial Coach Peggy Olive Helps Clients with Their Dreams, Goals and Challenges

Financial Capability Specialist Peggy Olive has talked with thousands of people about their money. Whether coaching, counseling or training others to be financial coaches, Olive is driven by the same purpose: to help people align their money with their values. Financial coaches are a relatively new option for people looking to gain a better handle […]

Piggy bank - How to keep your emergency fund
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Managed to Amass an Emergency Expense Fund? Congratulations! Here’s How to Keep It

If you’ve succeeded in setting aside a chunk of change to cover those inevitable-yet-unexpected “expense shocks,” congratulations! You’re doing better than most. According to the Federal Reserve Board’s Survey of Household Economics and Decision Making (SHED), barely half of Americans have an extra $400 at their disposal the event of, say, a car repair or […]

UW Professor J. Michael Collins
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Emergency Savings and Financial Well-Being: Q&A with Financial Expert J. Michael Collins

Emergency savings give people peace of mind—or what we like to call “financial well-being,” which is really defined as being subjectively OK with where you are. A big component of that is not worrying about stuff, being resilient to extra expenses, feeling in control. If you don’t feel like you can set [financial] goals and reach them, it makes you feel less financially well. That has negative side effects for people’s physical and mental health.