Helpful tips for financial planning and getting your finances under control. Plan for a healthy financial future.

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Rid Yourself of Costly Toxins with a New Year’s Financial Cleanse

Man looking at phone doing a financial cleanse

Ever tried a detox diet, fasting or a cleanse? Touted by celebrities and health gurus alike, reducing your dietary intake for a set amount of time is believed by some to bring big benefits that range from enhanced mental and spiritual clarity and improved circulation to a general feeling of lightness and rejuvenation. Given the state of […]

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Lifestyle Creep: When Your Wants Become Your Needs

Woman in car smiling

Let’s daydream for a second: How would your life change over the next year if you suddenly had an additional $500 to spend each month? How about an extra $1,000? Would you upgrade your cellphone? Finally do those bathroom renovations and buy a decent vacuum cleaner? What about trading in the family car for something […]

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The Unique Financial Circumstances of Unmarried Couples

Happy unmarried couple

Tips for Navigating This New Financial Terrain A lot has changed about marriage in America in the past few decades: millennials are marrying later in life, children are increasingly born to unwed parents and the rate of marriage itself is steadily declining. That doesn’t mean Americans are shunning committed relationships, however. Instead, more and more […]

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7 Things To Do Now To Avoid New Debt This Holiday Season

Avoid debt this holiday season

Originally Published on MoneyTips.com on Dec. 6, 2018 By Roshni Chowdhry, head of customer experience at SafetyNet Take Control of your Finances Easily before the New Year Last year, the average American who took on new debt during the holidays came out an additional $1,054 in the red. Most of those who took on new […]

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Save Money to Get Free Money

Compound Interest Infographic

Leverage Compound Interest & Invest Early Invest with Compound Interest Being paid interest means making money on your money. In other words, interest is free money! Compound interest is interest that is periodically added back into your original investment, which means you earn interest on your interest. Compound interest allows for exponential growth of your money! The average […]

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Affordable Home Ownership Resources with Realtor Ann Rachein

Couple buying home

As one of the top real estate agents in her area, Wisconsin realtor Ann Raschein volunteers her time in home ownership education. Serving on the board of both Habitat for Humanity of Dane County and the Homebuyers Roundtable of Dane County, she is committed to giving all families the opportunity to join a community as […]

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The Gift of Insurance: Financial Peace-of-Mind Wrapped in a Bow

Blue packages: Gift SafetyNet job loss insurance

If you’ve got loved ones out in the working world, consider forgoing the gift cards, fancy phones, and high-tech appliances this holiday season. Instead, give them something you won’t find in any store: financial peace-of-mind. SafetyNet® job loss insurance provides just that. Created for workers with a less-than-hefty savings account, it’s an inexpensive solution to […]

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6 Steps to De-stress Your Finances by Decluttering Your Bills

Woman decluttering her finances

Decluttering is a curious concept. First, it assumes you have an abundance of something (piles of shoes by the front door, cast-off toys, dusty knickknacks or old countertop appliances) getting in your way. Second, decluttering is based on an ever-moving, rather than fixed, goal. After all, if anyone actually dares to live in those serene, […]

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How Insurance Works

How insurance works

How do I know if I need insurance? Broadly speaking, insurance provides you with financial help when something bad happens unexpectedly or accidentally, for example, if your apartment catches fire or you are in a car accident. If you have the foresight to sign up and pay for insurance coverage before that event, your insurance may […]

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Why We Spend: The Psychology of Spending Money

psychology of spending

It’s likely no surprise that money is a leading cause of stress among most Americans. Financial decisions—whether making purchases, paying down debt or building up savings—require willpower, good judgment and discipline. Why is it, however, that even when people aren’t in the midst of a financial crisis or vicious cycle of debt, making ends meet […]