Helpful tips for financial planning and getting your finances under control. Plan for a healthy financial future.

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Free Budgeting Excel Template

How SafetyNet Insurance Works: A new kind of unemployment insurance

Download our free monthly budget spreadsheet to get your personal finances in order. This Excel spreadsheet is self-adding, customizable and beautifully designed to make budgeting fun and easy! Budgeting doesn’t have to be painful.

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How SafetyNet™ Works: A New Kind of Income-Loss Insurance

How SafetyNet Insurance Works: A new kind of unemployment insurance

“Peace of Mind, Plain and Simple” According to a Federal Reserve report released last May, 46% of American’s surveyed said they did not have enough savings on hand to pay an unexpected $400 expense. Should they find themselves out of a job, a recent Bankrate Money Pulse survey suggested more than a third of those […]

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9 Ways to Make Ends Meet When You’re Between Jobs

Stressed Woman: 9 Ways to Make Ends Meet Between Jobs

So you’re between jobs. Limbo, crisis, transition. No matter what you call it, it’s an unsettling time—and for good reason. When you don’t know when you’ll have a regular income again, expenses that once seemed unremarkable—say, those monthly school loan payments or even coffee with a friend—can suddenly feel daunting. The good news is that […]

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How Much Emergency Savings Do You Need? Quick: Name Your Top 5 Monthly Expenses

Emergency funds piggy bank

Think of the last time you got that unexpected bill: the $500 car repair, a heart-skipping co-pay, a downed tree from a storm. How did you manage? If you’re like 63% of Americans, you didn’t have the money in savings for this unexpected expense. It’s likely your credit card took (and might still be taking) […]