Get great ideas to save money and learn how to live within your means.

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From Small Change to Big Bucks: Resolve to Fix Your Bad Financial Habits

Woman puts coin in piggy bank: How to Change Bad Financial Habits

There are lots of ways to save money. Most, if not all of them, require some degree of steadfastness and discipline. You can resolve, for example, to hold off buying yourself any new clothing or housewares for a set period of time. You could pledge to never buying coffee or water out or tossing all […]

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27 Awesome Ways to Spend $5

27 awesome ways to spend $5 infographic

At SafetyNet™, we’re big on saving money. Saving brings security, happiness and peace of mind. But spending money is a part of life and also something that brings joy. The key with spending wisely is focusing on the true value of your purchases and using your dollars in a way that will maximize your happiness—not […]

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De-Materializing the Holidays: The Connection Between Frugal and Festive

de-materializing the holidays: mother and children making cookies

So much for the idea that an abundance of gifts is what contributes to that “most magical time of the year.” The fact is: materialism does not contribute to our happiness. In fact, it has just the opposite effect. In 2014, materialism expert Tim Kasser, PhD, shared research findings with the American Psychological Association that […]

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The Frugal Closet Challenge: Could You Refrain from Buying Yourself One Piece of Clothing for an Entire Year?

Roshni Chowdry and daughter: Frugal Shopping Challenge

SafetyNet™ Head of Customer Experience Roshni Chowdhry admits to her own materialistic tendencies. Specifically, she says, she is well-acquainted with the short-term thrill of the impulse buy, especially when it comes to clothing. But that was several years and three separate no-shopping challenges ago. Having twice refrained from buying herself any new clothing for an […]

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Easy Pea-sy Tips for Freezing Fresh (and Cheap) Summer Produce

Couple looking at best tips for freezing produce

If you’ve tasted ratatouille that was cooked and frozen during the harvest months, you know the surprise of those first delicious bites. There is nothing like the taste of freshly picked summer squash, zucchinis, tomatoes and herbs when there is snow on the ground. It’s like a warm bowl of summer in winter. How to […]

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Sell Your Stuff Online: Tips and Tools to Turn Your Cast-Offs into Cool Cash

Sell stuff online

It wasn’t too long ago that consignment shops and garage sales were the only options for turning your like-new and gently-used possessions into profits. These days online selling platforms like Craigslist, eBay and even Amazon mean you’re no longer limited to the locals who pass your sidewalk or storefront. But that doesn’t mean your success […]

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11 Things You Can Do Now to Avoid Holiday Debt

Couple holiday shopping

Originally Published on Credit.com on Sept. 9, 2017 By Trae Bodge If you were aghast at how much you spent on holiday gifts when the credit card bills arrived last January, now is the time to start thinking about how to avoid a repeat performance. Even though it may feel shockingly early to begin thinking […]

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The Benefits to Being Behind the Trends: Follow the Rhythm of Retail to Save Big Bucks

Save big on seasonal sales

You may have already noticed that certain items see a price slash around the same time each year: Labor Day mattress sales, furniture “blow outs,” a proliferation of car ads or computer deals. Sometimes the reason is obvious. Fall’s new school year or major holidays mean that consumer interests dictate some sale trends. However, other […]

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Adding It Up: Tips to Resist the Rising Cost of School Supplies

kids in backpacks: cost of School supplies rising

According to the National Retail Foundation, the cost of school supplies for the 2017 school year will be the second most expensive in history, topped only by costs from 2012. Including clothing, electronics, shoes and supplies, families with children in K-12 programs will spend an average of almost $700. That’s somewhere around $180 per child, […]

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Discount Gardening Tips for Your Green Thumb and Your Greenbacks

Man harvesting kale: Discount gardening tips from SafetyNet

If you’ve seen more gardens popping up in your neighborhood in the past several years, you’re not alone. In fact, when the National Gardening Association (NGA) surveyed American households in 2009, they learned that food gardening was on a steady rise—to the tune of an almost 20% increase in just 5 years. What’s more, 34% […]