Learn how to live the frugal life with our helpful hints and tips.

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The Financial Pitfalls of Subscription Model Services

Man checking subscription model services on phone

Quick! Name all the subscription-based services you are currently signed up for. Netflix or Hulu? Amazon Prime? How about software or online storage services like Microsoft, Dropbox or Google Cloud? Are you paying an annual fee to access the New York Times or Consumer Reports? What about music streaming apps like Pandora or Spotify? If you’re like […]

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20 Ways to Romance Your Sweetheart without Breaking the Bank

20 Cheap Date Ideas Infographic

These 20 cheap date ideas will help you have loads of fun without breaking the bank! These ideas are free or less than $15. Waltz Down Memory Lane Get out your photobooks from your honeymoon, your wedding or even before you were together to share memories and stories. Go to the Library Grab a book […]

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Money Scripts: Negotiate Your Internet, Cable & Phone Bills

Woman negotiating bills

Unhappy with your internet and cable providers? Join the club. Earlier this year, Consumer Reports surveyed more than 176,000 of its members and learned that telecom customers—paying a median of $186 per month for TV, internet and home phone services—weren’t too happy about their service. But the survey also uncovered some good news. Of the […]

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5 Cheap Activities Proven to Help You Avoid the Winter Blues

Couple dancing to avoid winter blues

No matter where you live in the northern hemisphere, the onset of winter means shorter days and far away dreams of summer vacations. For those who live above the 40th parallel, ice storms and slow-to-melt springs can wear on even the most devout of winter enthusiasts. There’s no doubt that a couple weeklong beach vacations […]

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SMART Strategies to Save Up for Something Big

Family on vacation

Saving up for something big—or just working to pay down a debt—can feel like an overwhelming task, especially at the outset. As with most big goals, standing on the bottom of the proverbial mountain and looking up past the clouds is just about the worst way to go about psyching yourself up to get there. […]

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Rid Yourself of Costly Toxins with a New Year’s Financial Cleanse

Man looking at phone doing a financial cleanse

Ever tried a detox diet, fasting or a cleanse? Touted by celebrities and health gurus alike, reducing your dietary intake for a set amount of time is believed by some to bring big benefits that range from enhanced mental and spiritual clarity and improved circulation to a general feeling of lightness and rejuvenation. Given the state of […]

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Lifestyle Creep: When Your Wants Become Your Needs

Woman in car smiling

Let’s daydream for a second: How would your life change over the next year if you suddenly had an additional $500 to spend each month? How about an extra $1,000? Would you upgrade your cellphone? Finally do those bathroom renovations and buy a decent vacuum cleaner? What about trading in the family car for something […]

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The Unique Financial Circumstances of Unmarried Couples

Happy unmarried couple

Tips for Navigating This New Financial Terrain A lot has changed about marriage in America in the past few decades: millennials are marrying later in life, children are increasingly born to unwed parents and the rate of marriage itself is steadily declining. That doesn’t mean Americans are shunning committed relationships, however. Instead, more and more […]

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The Pitfalls of Black Friday

Women shopping on Black Friday

Shop Smarter By Knowing the Tricks of the Trade It wasn’t so long ago that Black Friday took place on just one day and entirely within brick-and-mortar stores with local TV crews clamoring to cover the overnight spenders. It was, after all, the most lucrative retail day of the year. Recently, of course, the internet […]

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Easy and Cheap Handcrafted Holiday Gifts

Father and son making easy and cheap handcrafted holiday gifts

Whether creativity is natural or something that can be learned is a debate not likely to be resolved any time soon. Meanwhile, however, holidays, birthdays and other causes for celebration continue to challenge everyone to find inexpensive, unique and personal ways of expressing their love to family and friends. If you’re drawn to the idea […]