Learn how to live the frugal life with our helpful hints and tips.

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27 Awesome Ways to Spend $5

27 awesome ways to spend $5 infographic

At SafetyNet™, we’re big on saving money. Saving brings security, happiness and peace of mind. But spending money is a part of life and also something that brings joy. The key with spending wisely is focusing on the true value of your purchases and using your dollars in a way that will maximize your happiness—not […]

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Start Off 2018 With No Debt

Woman and dog in field

Originally published on the HuffingtonPost on Dec. 11, 2017 Last year, the average American who took on new debt during the holidays came out an additional $1,003 in the red. Most of those who took on new debt didn’t plan to and weren’t able to pay it off for the next several months, if at all. […]

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De-Materializing the Holidays: The Connection Between Frugal and Festive

de-materializing the holidays: mother and children making cookies

So much for the idea that an abundance of gifts is what contributes to that “most magical time of the year.” The fact is: materialism does not contribute to our happiness. In fact, it has just the opposite effect. In 2014, materialism expert Tim Kasser, PhD, shared research findings with the American Psychological Association that […]

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SafetyNet Now Connects You to Free Financial Resources

Free Financial Resources & Tools

We can’t change the way the world works. Emergencies will always occur. Bad things will always happen to good people. But we can change the way that the world helps everyday, hardworking people get through tough times. Our mission at SafetyNet™ is to improve the financial well-being of millions of hard-working Americans by developing innovative […]

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Safety Net or Crystal Ball? Predict your Future with a Financial Statement

Personal Financial Statement

So many big life changes depend upon our finances. Deciding when it’s the best time to, say, switch careers or start a new business, take off and travel the world or even retire would be so much simpler if we could see the financial implications of our decisions. While big changes almost always feel risky—that’s […]

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The Frugal Closet Challenge: Could You Refrain from Buying Yourself One Piece of Clothing for an Entire Year?

Roshni Chowdry and daughter: Frugal Shopping Challenge

SafetyNet™ Head of Customer Experience Roshni Chowdhry admits to her own materialistic tendencies. Specifically, she says, she is well-acquainted with the short-term thrill of the impulse buy, especially when it comes to clothing. But that was several years and three separate no-shopping challenges ago. Having twice refrained from buying herself any new clothing for an […]

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Easy Pea-sy Tips for Freezing Fresh (and Cheap) Summer Produce

Couple looking at best tips for freezing produce

If you’ve tasted ratatouille that was cooked and frozen during the harvest months, you know the surprise of those first delicious bites. There is nothing like the taste of freshly picked summer squash, zucchinis, tomatoes and herbs when there is snow on the ground. It’s like a warm bowl of summer in winter. How to […]

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A Home of Your Own: How to Evaluate Your Financial Readiness and Save for That Big Down Payment

Couple hugging in new home

Originally Published by Credit.com on Sept. 27, 2017 By Trae Bodge Everyone wants a piece of the American dream, and for many people that dream includes owning a home. But owning a home is one of the biggest financial steps you can take in your life, so it’s important to carefully assess your financial situation […]

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Sell Your Stuff Online: Tips and Tools to Turn Your Cast-Offs into Cool Cash

Sell stuff online

It wasn’t too long ago that consignment shops and garage sales were the only options for turning your like-new and gently-used possessions into profits. These days online selling platforms like Craigslist, eBay and even Amazon mean you’re no longer limited to the locals who pass your sidewalk or storefront. But that doesn’t mean your success […]

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The Benefits to Being Behind the Trends: Follow the Rhythm of Retail to Save Big Bucks

Save big on seasonal sales

You may have already noticed that certain items see a price slash around the same time each year: Labor Day mattress sales, furniture “blow outs,” a proliferation of car ads or computer deals. Sometimes the reason is obvious. Fall’s new school year or major holidays mean that consumer interests dictate some sale trends. However, other […]