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A Summer Spending Freeze: One Person’s Plan to Tackle the Challenge

Woman shopping

  Recently Marlena H. embarked on a self-imposed, one-month “personal spending freeze,” announcing her intentions on social media and inviting others to join. Intrigued by what inspired her to take on such a challenge, SafetyNet™ reached out to learn more about the impact of her financially minimal month on her day-to-day life (and, subsequently, her […]

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10 Money Saving Tips for College Kids

10 Money Saving Tips for College Kids Infographic

1) Save on laptops and software Check for sales and student discounts before buying a computer or software. Labor Day and Black Friday are good times to get deep discounts on electronics. Many companies offer reduced prices to students, and campus bookstores often have good deals. Protect your investment with anti-virus software. 2) Shop thrift […]

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Top 10 Most Dangerous Jobs

Top 10 most dangerous jobs infographic

According to the Bureau of Labor Statistics, these are the most dangerous industries in America. There were a total of 5,190 fatal work injuries recorded in the United States in 2016, a 7% increase from 2015, according to the U.S. Bureau of Labor Statistics. These are ranked by the number of fatalities per 100,000 full-time […]

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Is layoff insurance right for you?

Designer buying layoff insurance online

Originally Published on WKOW.com on Aug. 24, 2018   MADISON (WKOW) — When you think of insurance, a couple come to mind: car insurance, health insurance or life insurance. However, there’s a newer type of insurance making its way through the U.S. and it’s offered in Wisconsin. It’s called layoff insurance and it hopes to give […]

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What to Look for When Shopping for Short-term Disability Insurance

Bartender smiling

Financial shocks come in many forms:  a crippling car repair, divorce, a surprising tax bill, legal proceedings and, of course, unexpected layoffs. However, one of the most unfortunate—and often overlooked—financial setbacks comes in the form of injury or illness that result in the loss of wages for weeks, months…or even longer. While you might not […]

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Why Your Food is Costing More—And What to Do About It

Couple cooking together - rising cost of food

It’s not your imagination. If you think your food costs have been rising over the past few years, you are right—and not just because you may be leaning a bit too hard on the convenience of eating out. Over the past 20 years, food prices have increased steadily—an average of 2.6% per year. While the […]

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Can You Afford to Be a Stay-At-Home Parent

Woman and daughter learning

If you’re like most parents of young children, you have probably given some thought to the idea of packing up your office to become a stay-at-home parent. After all, for middle-income American families, child care and education is second only to housing when it comes to major expenses. These days, more than one-third of American […]

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Money and Pets: Q&A with Access Veterinary Care

pets and money, man pets dog

Last year, Gregory Frahm-Gilles and his colleagues founded Minneapolis-based Access Veterinary Care to provide “exceptional veterinary care that is approachable, affordable and accessible.” We asked them how all pet owners can take the best care of their pets within their financial constraints.

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The Positive Power of Compound Interest

Often when you think about compound interest, it is in the context of debt, say, a credit card’s annual percentage yield (APY) and the real cost of that loan over time. But compounding is not something that only financial institutions benefit from. In fact, when it comes to your savings strategy, compound interest (essentially lending your money to a financial institution for a period […]

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Can You Afford to Go On Vacation? 5 Questions to Ask Yourself Before You Book That Trip

Can you afford a vacation?

According to a new Bankrate survey, 24% of Americans say they don’t have the money to take a summer vacation this year and nearly half of those surveyed say they won’t be taking vacation at all. That’s too bad. After all, there are good reasons to take vacations. Time off from work and routine can […]