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Making Kids’ Allowance Count: The Key to Teaching Financial Literacy

Kids' allowance: Girl putting money into a piggy bank

Not surprisingly, opinions about how, why and when to give kids an allowance vary widely. Many articles, particularly those on sites devoted to personal finance, tout the benefits to helping kids gain an early grasp of financial literacy. When done right, they argue, teaching kids to manage their own money, to earn, spend and save […]

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From Small Change to Big Bucks: Resolve to Fix Your Bad Financial Habits

Woman puts coin in piggy bank: How to Change Bad Financial Habits

There are lots of ways to save money. Most, if not all of them, require some degree of steadfastness and discipline. You can resolve, for example, to hold off buying yourself any new clothing or housewares for a set period of time. You could pledge to never buying coffee or water out or tossing all […]

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27 Awesome Ways to Spend $5

27 awesome ways to spend $5 infographic

At SafetyNet™, we’re big on saving money. Saving brings security, happiness and peace of mind. But spending money is a part of life and also something that brings joy. The key with spending wisely is focusing on the true value of your purchases and using your dollars in a way that will maximize your happiness—not […]

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Start Off 2018 With No Debt

Woman and dog in field

Originally published on the HuffingtonPost on Dec. 11, 2017 Last year, the average American who took on new debt during the holidays came out an additional $1,003 in the red. Most of those who took on new debt didn’t plan to and weren’t able to pay it off for the next several months, if at all. […]

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Applying for a Job When You’re Over 50: Tips to Challenge the Myths About Older Workers

Older worker applying for a ob

Whether you’re out of a job, entering the job market or just looking to change careers, common sense suggests that job seekers in their 50s and older may have a harder time getting hired. First, employers may assume that younger applicants with fewer financial obligations may be more likely to accept lesser salaries. Second, the […]

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De-Materializing the Holidays: The Connection Between Frugal and Festive

de-materializing the holidays: mother and children making cookies

So much for the idea that an abundance of gifts is what contributes to that “most magical time of the year.” The fact is: materialism does not contribute to our happiness. In fact, it has just the opposite effect. In 2014, materialism expert Tim Kasser, PhD, shared research findings with the American Psychological Association that […]

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SafetyNet Now Connects You to Free Financial Resources

Free Financial Resources & Tools

We can’t change the way the world works. Emergencies will always occur. Bad things will always happen to good people. But we can change the way that the world helps everyday, hardworking people get through tough times. Our mission at SafetyNet™ is to improve the financial well-being of millions of hard-working Americans by developing innovative […]

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Safety Net or Crystal Ball? Predict your Future with a Financial Statement

Personal Financial Statement

So many big life changes depend upon our finances. Deciding when it’s the best time to, say, switch careers or start a new business, take off and travel the world or even retire would be so much simpler if we could see the financial implications of our decisions. While big changes almost always feel risky—that’s […]

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Top 10 Highest Paying Occupations

highest paying occupations infographics

Looking for a lucrative career? According to the Bureau of Labor Statistics, these are the top 10 highest paying occupations. The numbers below reflect the median annual pay: Orthodontists | $208,000 Anesthesiologists | $208,000 Obstetricians and gynecologists | $208,000 Maxillofacial and oral surgeons | $208,000 Surgeons | $208,000 Physicians | $206,920 General Internists | $196,380 Psychiatrists | $194,740 Family and general practitioners | $190,490 Chief executives | $181,210

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Networking After a Layoff: How to Avoid the Schmooze Blues

networking after a layoff

If you’ve recently been laid off, perhaps the last thing you want to do is get up at dawn, put on your suit and commute across town to “speed network” with a bunch of strangers to talk about the fact that you are currently unemployed. Depending on your personality, you may love or hate networking. […]