Shop Smarter By Knowing the Tricks of the Trade It wasn’t so long ago that Black Friday took place on just one day and entirely within brick-and-mortar stores with local TV crews clamoring to cover the overnight spenders. It was, after all, the most lucrative retail day of the year. Recently, of course, the internet […]
Whether creativity is natural or something that can be learned is a debate not likely to be resolved any time soon. Meanwhile, however, holidays, birthdays and other causes for celebration continue to challenge everyone to find inexpensive, unique and personal ways of expressing their love to family and friends. If you’re drawn to the idea […]
Whether you’re looking to dress a child or an adult, the internet offers no shortage of fun, cheap and even easy ideas for Halloween costumes. However, they are only inexpensive until you find yourself running to the dollar store to buy a hundred Popsicle sticks or the mall for black tights, or the home improvement […]
Looking to save money? The answer might be right at home. According to research by the Environmental Protection Agency, the average American household spends $2,000 on energy costs each year, with nearly 30% of those costs spent on appliances, lighting, and electronics. When you realize that more than 10% of that amount goes to lighting […]
Most credit card holders think that late fees, annual charges, and interest rates are set in stone. Yet a 2017 survey by CreditCards.com found that 84% of cardholders who picked up the phone and asked for better terms were told “yes.” When negotiating with credit card companies, it helps to have a strong credit history […]
Originally published on moneytips.com on March 29, 2018 The idea of being rich appeals to most of us. What’s not to like about a world where your only money trouble is how to spend it? Plus, in a world where money is plentiful, you’re free to do all kinds of exciting things most of us […]
Start creating these 10 habits to become a highly successful saver. 1. Making Savings a Priority Put aside a certain amount each month for your savings account, and make it automatic so you don’t even have to think about it. 2. Not Spending Your Raise This is one of the best opportunities to pay off […]
If you’ve come across extra funds thanks to hard-earned savings, a tax refund, an end-of-year bonus, or a particularly generous gift, spending your money on experiences instead of objects is one of the best choices you can make—assuming, of course, you are out of debt and on schedule with your emergency savings and other financial […]
At SafetyNet™, we’re big on saving money. Saving brings security, happiness and peace of mind. But spending money is a part of life and also something that brings joy. The key with spending wisely is focusing on the true value of your purchases and using your dollars in a way that will maximize your happiness—not […]
So much for the idea that an abundance of gifts is what contributes to that “most magical time of the year.” The fact is: materialism does not contribute to our happiness. In fact, it has just the opposite effect. In 2014, materialism expert Tim Kasser, PhD, shared research findings with the American Psychological Association that […]
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